Life, AD&D, and Long-Term Disability Rates
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Review the rates for Life, AD&D and Long-Term Disability coverage:
2019 Supplemental Life & Accidental Death and Dismemberment (AD&D), and Long-Term Disability Insurance Rates*
If you elect coverage under any of these plans, you will pay the full cost of these benefits and the premiums are deducted from your paycheck on an after-tax basis. When you reach a new age bracket during the year, your cost will increase effective the first month following your date of birth.

Supplemental Life Insurance
 Your monthly cost per $1,000 of coverage
AgeNon-Tobacco UserTobacco User
< 30$0.03$0.04
30-34$0.03$0.04
35-39$0.04$0.06
40-44$0.05$0.09
45-49$0.09$0.14
50-54$0.13$0.23
55-59$0.25$0.40
60-64$0.39$0.64
65-69$0.61$1.03
70+$1.21$2.06

Dependent Life Insurance
Coverage OptionsYour Monthly Cost
Spouse/Domestic Partner Life
$10,000$2.00
$25,000$5.00
$50,000$10.00
$75,000$15.00
$100,000$20.00
Child Life
$5,000$0.75
$12,500$1.88
$25,000$3.75

Supplemental AD&D Insurance
Your monthly cost per $1,000 of coverage$0.02

Long-Term Disability Insurance
Your monthly cost per $100 of monthly coverage$0.45
*Your deductions may differ slightly due to rounding.