Eligibility and Dependents
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Eligibility Rules for the Assurant Health and Dental Plans :

This chart explains who is eligible to enroll in the Assurant Health and Dental Plans. Although not required when initially enrolling a dependent in benefits, you must be able to provide proof of eligibility if asked.

ParticipantEligibleNot Eligible

Employees

  • Active, regular full-time employees
  • Active, regular part-time employees regularly scheduled to work at least 20 hours a week
  • Temporary employees who are on Assurant’s payroll and are regularly scheduled to work at least 30 hours per week
  • Employees on a qualifying leave of absence also may be eligible for certain Assurant benefits if they pay their share of the premium
  • Seasonal employees working annually in positions of limited duration not to exceed five months
  • Leased employees or independent contractors
  • Employees not on the U.S. payroll

Spouse/Domestic Partner1

  • Your lawful spouse
  • Your domestic partner
  • Spouses/domestic partners of your eligible adult child(ren)2

Children2

  • Your child(ren), up to the end of the year (Dec. 31) in which they turn age 26, regardless of student or marital status or whether they live at home with you
  • Your unmarried child(ren) who are permanently and totally disabled and – if age 26 or older – for whom you have provided proof of disability
  • Grandchild(ren) or step-grandchild(ren), unless you claim the child(ren) on your federal taxes, or you are the legal guardian

See the Assurant Health and Welfare Benefit Plan Summary Plan Description (SPD) for a full description of dependent eligibility and any documentation required for all plans.

  1. Refer to the Assurant Health and Welfare Benefit Plan Summary Plan Description (SPD) for the definition of a domestic partner and the tax implications of domestic partner coverage.
  2. Eligible children include your own and your spouse's/domestic partner's biological and adopted children.
Qualified Medical Child Support Order

Assurant will honor a Qualified Medical Child Support Order relating to provisions for child support, alimony payments, or marital, domestic partnership or civil union property rights that may require you to provide medical coverage to an eligible child. If Assurant receives such an order, you will be notified of how it will be handled with respect to your benefits.

Dependent Eligibility Verification

Assurant does not require proof of your dependent’s eligibility when enrolling for coverage, however we maintain the right to request such proof at any time. If such proof is requested, it must be submitted to HR Services, otherwise your dependent may not be enrolled in coverage.