Participant | Eligible | Not Eligible |
Employees | Full-time, active employee.
Part-time, active employee regularly scheduled to work at least 20 hours per week. Employees on a qualifying leave of absence also may be eligible for certain Assurant benefits if they pay their share of the premium. | Employee of a leasing agency.
Independent contractor.
Self-employed individual. Seasonal employee working annually in a position of limited duration not to exceed five months. Employee who is not on the U.S. payroll.
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Spouse/Domestic Partner1 | Your lawful spouse.
Your domestic partner. | Spouses/domestic partners of your eligible adult child(ren).2 |
Children2 | Your child(ren), up to the end of the month in which they turn age 26, regardless of student or marital status or whether they live at home with you.
Your unmarried child(ren) who are permanently and totally disabled and – if age 26 or older – for whom you have provided proof of disability. | Grandchild(ren) or step-grandchild(ren), unless you claim the child(ren) on your federal taxes and you are the legal guardian. |
See the Assurant Health and Welfare Benefit Plan Summary Plan Description (SPD) for a full description of dependent eligibility and any documentation required for all plans.
1Refer to the Assurant Health and Welfare Benefit Plan Summary Plan Description (SPD) for the definition of a domestic partner and the tax implications of domestic partner coverage.
2Eligible children include your own and your spouse's/domestic partner's biological and adopted children.
Qualified Medical Child Support Order
Dependent Eligibility Verification
Resources