Assurant full time and part time employees regularly scheduled to work at least 20 hours a week are eligible to participate in the benefits program. Your spouse or domestic partner and/or your spouse or domestic partner's children under the age of 26 are also eligible to participate.
Please see the chart below to determine who is eligible to enroll in the health, dental and vision plans.
| Participant | Eligible | Not Eligible |
| Employees | Full-time, active employee;
Part-time, active employee regularly scheduled to work at least 20 hours per week; or
Temporary employee who is not a seasonal employee and who is on Assurant’s payroll and is regularly scheduled to work at least 30 hours per week.
Employees on a qualifying leave of absence also may be eligible for certain Assurant benefits if they pay their share of the premium. | Employee of a leasing agency;
Independent contractor;
Self-employed individual; Seasonal employee working annually in a position of limited duration not to exceed five months; or Employee who is not on the U.S. payroll.
|
| Spouse/Domestic Partner1 | Your lawful spouse.
Your domestic partner. | Spouses/domestic partners of your eligible adult children. |
| Children | Your children, through the end of the month in which they turn age 26. These include your own and your
spouse’s/domestic partner’s biological and adopted children (including children placed for adoption and
children born through a surrogacy arrangement).
Your children older than age 26 who are mentally or physically disabled and totally dependent upon you for support, provided they are covered under the Plan prior to turning age 26 and are not married.
Any child who meets the definition of an eligible dependent and for whom you’re required to provide health coverage as the result of a qualified medical child support order and
Other children, through the end of the month in which they turn age 26, who:
| Grandchildren or step-grandchildren, unless you claim the children on your federal taxes, and you are the legal guardian. |
See the Assurant Health and Welfare Benefit Plan Summary Plan Description (SPD) for a full description of dependent eligibility and any documentation required for all plans.
1Refer to the Assurant Health and Welfare Benefit Plan Summary Plan Description (SPD) for the definition of a domestic partner and the tax implications of domestic partner coverage.
Qualified Medical Child Support Order
Assurant will honor a Qualified Medical Child Support Order relating to provisions for child support, alimony payments, or marital, domestic partnership or civil union property rights that may require you to provide medical coverage to an eligible child. If Assurant receives such an order, you will be notified of how it will be handled with respect to your benefits.
Dependent Eligibility Verification
At Assurant, we value our employees' wellbeing and strive to provide you and your family members with market-competitive and affordable health care coverage. An important component of controlling health care costs is ensuring that only eligible dependents are enrolled in Assurant's benefit plans. If you elect coverage for your dependents under the health plan or dental plan, you'll be required to verify your dependents’ eligibility. After your enrollment, you’ll receive both a mailing at your home address and an email to your Assurant email from Aptia, the benefits eligibility vendor that Assurant's working with to administer this process. Please read the materials you receive carefully and provide all requested documents by the deadline indicated in the correspondence. If you don't provide the required documentation by the deadline, your dependents will be removed from coverage.
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