Injury and Illness Benefits Rates

Review the rates for Accident, Critical Illness Insurance and Hospital Indemnity:

Accident Insurance Per-Paycheck Rates*

If you elect coverage under the Accident Insurance plan, you will pay the full cost of this benefit and the premium is deducted from your paycheck on an after-tax basis.
 Employee-OnlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
Low Plan$1.82$3.65$3.92$5.76
High Plan$3.95$6.48$6.93$9.42

Critical Illness Insurance Per-Paycheck Rates*

If you elect coverage under the Critical Illness Insurance plan, you will pay the full cost of this benefit and the premium is deducted from your paycheck on an after-tax basis.

Critical Illness Insurance ($15,000)

Per-Paycheck Premium

Non-Tobacco User
AgeEmployee-onlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
<30$1.59$3.25$2.63$4.22
30-34$2.22$4.43$3.25$5.40
35-39$2.77$5.54$3.81$6.58
40-44$3.32$6.72$3.88$7.13
45-49$4.98$9.97$6.02$11.01
50-54$6.44$12.95$7.48$13.98
55-59$8.79$17.72$9.76$18.76
60-64$11.49$23.40$12.53$24.37
65-69$15.92$32.33$16.89$33.37
70+$22.64$45.97$23.68$47.01

Critical Illness Insurance ($15,000)

Per-Paycheck Premium

Tobacco User
AgeEmployee-onlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
<30$1.94$3.88$2.98$4.92
30-34$2.98$5.95$4.02$6.99
35-39$4.08$8.10$5.12$9.14
40-44$5.33$10.52$5.61$10.87
45-49$8.17$16.27$9.21$17.31
50-54$10.80$21.67$11.84$22.64
55-59$15.02$30.32$16.06$31.36
60-64$19.87$40.36$20.91$41.33
65-69$27.76$56.42$28.73$57.46
70+$39.05$79.41$40.08$80.45

Critical Illness Insurance ($30,000)

Per-Paycheck Premium

Non-Tobacco User
AgeEmployee-onlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
<30$3.18$6.51$5.26$8.45
30-34$4.43$8.86$6.51$10.80
35-39$5.54$11.08$7.62$13.15
40-44$6.65$13.43$7.75$14.26
45-49$9.97$19.94$12.05$22.02
50-54$12.88$25.89$14.95$27.97
55-59$17.58$35.45$19.52$37.52
60-64$22.98$46.80$25.06$48.74
65-69$31.85$64.66$33.78$66.74
70+$45.28$91.94$47.35$94.02

Critical Illness Insurance ($30,000)

Per-Paycheck Premium

Tobacco User
AgeEmployee-onlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
<30$3.88$7.75$5.95$9.83
30-34$5.95$11.91$8.03$13.98
35-39$8.17$16.20$10.25$18.28
40-44$10.66$21.05$11.22$21.74
45-49$16.34$32.54$18.42$34.62
50-54$21.60$43.34$23.68$45.28
55-59$30.05$60.65$32.12$62.72
60-64$39.74$80.72$41.82$82.66
65-69$55.52$112.85$57.46$114.92
70+$78.09$158.82$80.17$160.89

Hospital Indemnity Insurance Per-Paycheck Rates*

Starting January 1, 2025, if you elect coverage under the Hospital Indemnity plan, you will pay the full cost of this benefit, and the premium is deducted from your paycheck on an after-tax basis.
 Employee-OnlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
Low Plan$4.30$9.11$6.85$11.66
High Plan$8.42$17.84$13.43$22.85
*Your deductions may differ slightly due to rounding.