Injury and Illness Benefits Rates

Review the rates for Accident, Critical Illness Insurance and Hospital Indemnity:

Accident Insurance Monthly Rates*

If you elect coverage under the Accident Insurance plan, you will pay the full cost of this benefit and the premium is deducted from your paycheck on an after-tax basis.
 Employee-OnlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
Low Plan$3.94$7.91$8.50$12.47
High Plan$8.55$14.03$15.02$20.41

Critical Illness Insurance Monthly Rates*

If you elect coverage under the Critical Illness Insurance plan, you will pay the full cost of this benefit and the premium is deducted from your paycheck on an after-tax basis.

Critical Illness Insurance 

Monthly Premium Per $15,000 of Coverage

Non-Tobacco User
AgeEmployee-onlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
<30$3.45$7.05$5.70$9.15
30-34$4.80$9.60$7.05$11.70
35-39$6.00$12.00$8.25$14.25
40-44$7.20$14.55$8.40$15.45
45-49$10.80$21.60$13.05$23.85
50-54$13.95$28.05$16.20$30.30
55-59$19.05$38.40$21.15$40.65
60-64$24.90$50.70$27.15$52.80
65-69$34.50$70.05$36.60$72.30
70+$49.05$99.60$51.30$101.85

Critical Illness Insurance 

Monthly Premium Per $15,000 of Coverage

Tobacco User
AgeEmployee-onlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
<30$4.20$8.40$6.45$10.65
30-34$6.45$12.90$8.70$15.15
35-39$8.85$17.55$11.10$19.80
40-44$11.55$22.80$12.15$23.55
45-49$17.70$35.25$19.95$37.50
50-54$23.40$46.95$25.65$49.50
55-59$32.55$65.70$34.80$67.95
60-64$43.05$87.45$45.30$89.55
65-69$60.15$122.25$62.25$124.50
70+$84.60$172.05$86.85$174.30

Critical Illness Insurance 

Monthly Premium Per $30,000 of Coverage

Non-Tobacco User
AgeEmployee-onlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
<30$6.90$14.10$11.40$18.30
30-34$9.60$19.20$14.10$23.40
35-39$12.00$24.00$16.50$28.50
40-44$14.40$29.10$16.80$30.90
45-49$21.60$43.20$26.10$47.70
50-54$27.90$56.10$32.40$60.60
55-59$38.10$76.80$42.30$81.30
60-64$49.80$101.40$54.30$105.60
65-69$69.00$140.10$73.20$144.60
70+$98.10$199.20$102.60$203.70

Critical Illness Insurance 

Monthly Premium Per $30,000 of Coverage

Tobacco User
AgeEmployee-onlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
<30$8.40$16.80$12.90$21.30
30-34$12.90$25.80$17.40$30.30
35-39$17.17$35.10$22.20$39.60
40-44$23.10$45.60$24.30$47.10
45-49$35.40$70.50$39.90$75.00
50-54$46.80$93.90$51.30$98.10
55-59$65.10$131.40$69.60$135.90
60-64$86.10$174.90$90.60$179.10
65-69$120.30$244.50$124.50$249.00
70+$169.20$344.10$173.70$348.60

Hospital Indemnity Insurance Monthly Rates*

Starting January 1, 2025, if you elect coverage under the Hospital Indemnity plan, you will pay the full cost of this benefit, and the premium is deducted from your paycheck on an after-tax basis.
 Employee-OnlyEmployee & Spouse/Domestic PartnerEmployee & ChildrenEmployee & Family
Low Plan$9.31$19.73$14.85$25.27
High Plan$18.24$38.65$29.09$49.50
*Your deductions may differ slightly due to rounding.